Well many of you who follow my blog or know me may have wondered how I keep these beautiful dreads of mine together. Well I’ll tell you how, its my new stylist I found Jeannee Carr. She was first mention to me by fellow Edmonds Chamber Ambassador’s once they figured out that it was to much for me to handle alone. Jeannee introduce me to a new method call Interocking and here it is. Now having said that I can’t take any thing away from Shannon a stylist in Seattle who took very good care of me. But everything changes in life including your stylist. Here she is!!

March 10th, 2010

There’s a new stylist in town and her name is  Jeannee Carr of Loc’d Up a innovative style of  locking up your hair for a dread look called Sisterlocks and or Nappylocks. One of the great things about Interocking is that you don’t have to cut off your relaxer in order to start them. All you need is 1½ inches of new growth at the scalp to start the locks. Jeannee’s sister stylist also is a great artist and does beautiful color, cuts, and styles. So move over Edmonds, Lynnwood salons there is a new wave of stylish hair in Snohomish Co. If you are interested in finding out more information or a consultation with Jeannee contact her on line @ jcarr@locdupsalon.com. I’m certainly glad I found Jeannee through a contact from the Edmonds Chamber Network Breakfast. Located @ 16825 48th W Suite 102 Lynnwood Wash. Creative Workspace tenant

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“One half of life is luck; the other half is discipline – and that’s the important half, for without discipline you wouldn’t know what to do with luck.”

Carl Zuckmeyer
1896-1977, Writer and Playwright

The Cobbin Group

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Every now and then you just have to laugh at life and the hand it deals you. This is a perfect case. Hope you enjoy it as much as I did, here ya go Wall Street.

MOSCOW, Ohio — An Ohio man says he bulldozed his $350,000 home to keep a bank from foreclosing on it.

Before

After

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New FHA Lending Policies

Recently, the Federal Housing Administration (FHA) announced some lending changes. If you or someone you know is considering an FHA loan, some of these changes may affect you. Here’s a brief rundown of the major changes.

Increased mortgage insurance – The mortgage insurance premium (referred to as private mortgage insurance by many people) will be increased from 1.75% to 2.25%. This change will add some cost to purchasing a home, but will not overburden consumers since the mortgage insurance is paid over the life of the loan, rather than upfront at closing.

New down payment and credit score requirements – According to the new policy, homebuyers who have a credit score of at least 580 may still be able to purchase a home with 3.5% down, but those with credit scores of less than 580 will be required to put down at least 10%.

Reduced seller concession – The seller will now only be able to offer the homebuyer 3% to help defray closing costs, as opposed to 6% under the previous policy.

The bottom line is that the changes will impact some homebuyers more than others. But in the end, the FHA is still committed to providing affordable home loans.

Your Edmonds Realtor’s

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Napoleon Hill

“The starting point of all achievement is desire. Keep this constantly in mind. Weak desires bring weak results, just as a small fire makes a small amount of heat.”

Napoleon Hill
1883-1970, Author of Think and Grow Rich

Click here to view the embedded video.

Insight of the day brought to you by The Cobbin Group your Edmonds Realtors

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Tracy Cobbin &  Jana Cobbin

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